*Independently analyzes and evaluate the risk of adding a particular transaction to the bank's loan portfolio.
*Identify additional information requirements needed to properly assess risks of the transaction
*Understand and assess the customer's business model and its viability in the long run
*Review and analyze the financial strength and soundness of the customer to identify key risks to the continued credit worthiness of the business
*Considers alternative credit structures to mitigate risk where appropriate
*Recommend action to be taken on credit, identifies key risks and information requirements
*Ensure that credit facilities presented are properly graded
*Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements
*Work independently with limited supervision. Serves as a resource for less experienced Credit Officers.
*Personally develop and maintain strong working relationships with Stakeholders
*Lead/ independently handle the business critical projects
*Improve the operational efficiency and effectiveness of the process by identifying inefficiencies and taking action to resolve the same
*Develop critical thinking, gain new insights and thinking out of the box to improve on the delivery of services to our stakeholders
*Assume ownership of the allocated work.