Job Description
Hi
TOP MNC's
Hiring for US Mortgage Under writing Process (Work Form Home) @ Bangalore, Chennai, Pune
Process : Under Writing Mortgage ( Semi Voice )
Contact HR SHARON MARIA @ 9513140***
Skills :
Live Under writing, Collateral, Closing and Complains ,Credit & Income
US Mortgage UnderwriterSkills: Credit Review (Residential)/ Underwriting, Credit Report, Credit Risk Analysis, AUS, Title and Appraisal, Compliance, Collateral, Post Closing, Pre underwriting, DTI, LTV, Hazard Insurance, Closing and Compliance, TRID, REPA Integrated Disclosures, TIL, APR Tolerance
Candidate who has worked in Processing, Closing, Post Closing, Collateral, Credit and Income, Closing and Compliance role can apply for Underwriting
DUTIES AND RESPONSIBILITIES:
Review loan files for completeness and accuracy including but not limited to calculation and verification of income & assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, VOE, tax returns, divorce decrees, and other loan pertinent compliance documentation Evaluate debt & loan-to-value ratios, credit score, property valuation and various other factors Determine and document loan conditions, communicate requirements, and/or decisions Identify sale ability issues, potential fraud and portfolio risks based on trends, red flags and clients business practices Maintain knowledge of all applicable agency and non-agency underwriting guidelines Exhibit working knowledge of AUS to determine applicable loan conditions Such other activities as may be assigned by your manager
SKILL SETS REQUIRED:
Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA Analysis and Calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. Analysis of Credit Reports and Bank Statements
QUALIFICATIONS/ REQUIREMENTS:
3+ years of recent US Mortgage underwriting and/or due diligence (post-close) experience in the residential mortgage industry Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulations including TRID and understanding of mortgage regulatory changesPERKS & BENEFITS:
Night Shift Allowance over and above salary Weekend working allowance up-to 1500 per week Joining Bonus of 1 lac for immediate joiners Notice Period Buyout Option is available Work from home opportunity till pandemic Systems and necessary equipment will be provided for WFH
Contact HR SHARON MARIA 9513140***
Email your resumes to [Confidential Information]
Employement Category:
Employement Type: Full time
Industry: ITES
Functional Area: Customer Service
Role Category: Customer Service Executive (Voice)
Role/Responsibilies: Hiring For Us Mortgage Under Writing Process (work Form Home) @ Bangalore, Chennai, Pune
Contact Details:
Company: Black And White
Location(s): Bengaluru
Keyskills:
Communication Skills/ Experience in Us Mortage Underwritting